The tool used for WoW is a real time saver and LOTRO needs it too. Currently I spend 30-90 per day on our bank... and we did have 3 banks too.
Yeah, admittedly, I'm amazed at how un-moddable the new games are. Obviously, I understand their hesitation to implement something that can change gameplay (like the old controversial Decursive, for example), but for data harvesting, this is something I'd consider to be absolutely essential.
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It's all in the reflexes.